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JA Personal Finance®

JA Personal Finance curriculum cover
Through JA Personal Finance®, students experience the interrelationship between today's financial decisions and future financial freedom. To achieve financial health and wellness, they learn about money-management strategies, including earning, employment and income, budgeting, savings, credit and debt, consumer protection, smart shopping, risk management, investing, credit card usage, debt management, and net worth.

Following participation in the program, students will be able to:

-- Identify how their personal finances affect their quality of life
-- Understand how their financial choices will be the basis for meeting their needs and wants.

JA Personal Finance is part of the JA Financial Literacy Pathway and is recommended for high school students (Grades 9-12).

JA Personal Finance offers flexible implementation options to meet the needs of students and teachers in a variety of use cases. It consists of eight 45-minute sessions with 3 additional modular sessions. Program implementation depends on educator requirements and correlations to local standards.

Basic implementation includes Sessions One-Five delivered by the volunteer. Sessions Six through Eight are optional and designed to be student self-guided activities with teacher or volunteer support. Sessions Nine, Ten, and Eleven are both optional and modular.

Each session includes self-guided learning experiences and an introduction and wrap-up by a teacher or volunteer.

Spanish translation is available for JA Personal Finance.

JA teachers and volunteers are encouraged, as part of this program, to utilize the resources available in JA Connect®, located at connect.ja.org. This self-guided experience includes interactives, JA Here to Career, and apps for student use.

JA programs support national and state standards in reading, mathematics, social studies, and work and career readiness. See below for more information on alignment with national and state standards.

JA Program Details

Grades:
High School
Sessions:
11
Related Program Supplements:
Implementation Options:
Classroom Based
After School
Virtual
JA Focus:
Financial Literacy High Financial Literacy
Entrepreneurship Minimal Entrepreneurship
Work Readiness Moderate Work Readiness

Sponsor

Logo for Allstate Foundation

Junior Achievement USA gratefully acknowledges The Allstate Foundation for its dedication to development and implementation of the JA Personal Finance Program.

Alignment with Standards

Common Core Standards

For those states that follow common core standards, Junior Achievement's curricula have been reviewed for alignment with these standards! Learn more by selecting the appropriate grade level below.

Main Correlation and Standards Page

National Standards

While educational standards are determined primarily at the state level, many national standards serve as guidelines for the development of these state standards. See how Junior Achievement curricula align with the national standards listed below.

Main Correlation and Standards Page

JA Personal Finance: Personal Finance Standards Jump $tart Coalition Personal Finance Standards

State Standards

Junior Achievement curricula are created to align with state standards. To see how our programs align with your state's standards, explore the options below.

Main Correlation and Standards Page

Scope and Sequence

Junior Achievement learning experiences cover financial literacy, career and work readiness, and entrepreneurship. Our extensive scope and sequence helps explain how our programs cover these subjects at various grade levels.

Main Correlation and Standards Page

All Learning Experiences Grades K-5 Learning Experiences Grades 6-12 Learning Experiences High School Semester Courses Real Life Immersion Learning Experiences Young Adults 18-25 Learning Experiences

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